Insurance

 

Insurance

As a boutique style private counseling practice, I work for you not the insurance company. If you choose to use insurance for counseling reimbursement, I can work with you as an out of network provider. Usually PPO or POS plans are in this category.

Many of my clients who use their OON (out of network) benefits report being reimbursed 65-80% of the counseling fee. Others use their Health or Flex Account which may cover all of it and allows tax advantages.

You’ll need to check your plan first to determine your benefits for licensed counselors as OON providers, if there’s a deductible and if its been met, and what percentage they cover for individual or family counseling.

I can provide you with a receipt with the necessary info to obtain counseling fee reimbursement based on your plan.

What’s the difference?

Counselors who choose to directly contract with insurance companies have to make concessions as do their clients. Most importantly, they are required to document a diagnosis.  My belief is many clients are incorrectly diagnosed with disorders which then follow them for life. Additionally, it’s important to me to preserve the integrity of the counseling process and avoid conflicts with a managed care company at times requiring personal therapy data and details about your treatment.

I strive to offer a premium counseling experience without involvement from insurance companies or the various entities they now employ or outsource to for managing their electronic data.


My rates are based on my clinical experience, education and expertise. Most folks find that I am able to help them access the competent good quality care that they have been seeking. 

Services may be covered in full or in part by your health insurance or employee benefit plan. You would need to call the number on your policy card.  The following questions may be helpful to ask when speaking to your insurance company.  

  • Do I have mental health insurance benefits?

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • What is the coverage amount per therapy session for an out-of-network provider?

  • Is approval required from my primary care physician?

Payment

For your convenience, I accept all credit cards via my secure client portal.  A valid card must be on file prior to finalizing your first appointment. 

Cancellation Policy 

If you do not show up for your scheduled therapy appointment, and you have not notified me via phone message at least 24 hours in advance, you would be responsible to pay for the full cost of the session.

Please call me for assistance or with any questions you may have.